David J. Dess, D.M.D.

Financial Options


We  participate directly in Delta Dental, Blue Cross Dental, Military Tricare and retiree program, and Met-Life.  We also accept any other private dental plans for you with the following provisions.

Your insurance carrier must pay us directly for covered services. We will process you claims and submit them in your behalf. We must be able to verify your coverage.  We will do our best to let you know, what your insurance carrier will and will not pay, however,  the patient is ultimately responsible for any non-covered procedures.   Non-covered procedures will be charged out at our normal fees.

Financial Policy

Payment in full is payable at the time of service.  Insurance co-pays and deductibles are payable at the time of service.  Multistage procedures such as crowns, implant restorations, partials, and dentures, require 50% at the start and 50% at completion.

Personal checks, cash, Mastercard, Visa, and Care Credit are accepted.  Care Credit financing allows you to spread your payments over 6 months interest free or even longer at very low interest rates.  Sign up only takes a few minutes.  Please ask us about it.